Interest Rates and Financial Planning
When interest rates change, most of us think about mortgages first. However, the effects can reach much further. Your savings, investments, pension, business borrowing and even the amount of money you have available each month can all be affected. A change in interest rates rarely affects just one part of your finances. We see this […]
Do You Have an Old Workplace Pension?
Is Your Workplace Pension from a Previous Employer Still Working for You? Changing jobs is a normal part of working life. Most of us will move employers several times throughout our careers. Whether you have changed jobs for career progression, relocated or experienced redundancy, each new role can leave behind more than just old colleagues. […]
Unit Linked Investments Ireland 2025-26: Comprehensive Guide.
As interest rates on traditional savings accounts stay low, Irish investors are looking for better ways to grow their money. One option rising in popularity is the unit-linked investment, often accessed through an Investment Bond. These investments offer the benefits of flexible access, expert fund management, and strong long-term growth potential. However, they also come […]
Investment Diversification in Ireland (2025/26 Guide) | Donnelly Financial Planning
When it comes to investing, one golden rule stands out: ???? Don’t put all your eggs in one basket. That’s what diversification is all about. But what exactly does that mean — and why is it so crucial for investors in Ireland? Let’s break it down. What Is Diversification? Diversification simply means spreading your money […]